The Comprehensive Homeownership Program:

First-Time Homebuyer Loans & Grants

The Comprehensive Homeownership Program (CHP) provides 0% interest first-time homebuyer loans and grants.

This first-time homebuyer program includes: 

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• Credit and Financial Fitness Counseling to address credit issues and prepare for home ownership.

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• Buyers’ Agent Real Estate Broker Services to ensure our customers get homes that meet their needs within their budgets.

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• Closing Guarantee to help our customers compete with all-cash and cash guaranteed offers in a competitive, multi-bidder market.

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• One-stop Financing Package complete, fixed rate, to 105% CLTV with deferred down payment assistance and no mortgage insurance that maximizes affordability.