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BUYING A HOME
BUYING A HOME IS CONSIDERED ONE OF THE LARGEST AND MOST IMPORTANT PURCHASES OF A PERSON'S LIFE.
Our Comprehensive Homeownership Program was designed to help you
become a successful homeowner.
585.325.4170

Down Payment & Closing Cost Loans

Down Payment and Closing Cost Assistance Loans help cover required down payments and closing costs. If you are buying your first home, we can help. 

First-Time Homebuyer Assistance

Grant funds may be available to you. Depending on your city and your household income, low- or no-interest, no-payment, conditional loans may be available to you.

Buffalo Down Payment & Closing Cost Assistance (DPCC) Program

Funding up to $15,000 is available to eligible first-time homebuyers in the City of Buffalo.

THE COMPREHENSIVE HOMEOWNERSHIP PROGRAM

First-Time Homebuyer Loans & Grants

The Comprehensive Homeownership Program (CHP) provides 0% interest first-time homebuyer loans and grants.

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This first-time homebuyer program includes:

      • One-stop Financing Package complete, fixed rate, to 105% CLTV with flexible down payment assistance and no mortgage insurance that maximizes affordability.​

      • Closing Guarantee to help our customers compete with all-cash and cash-guaranteed offers in a competitive, multi-bidder market.B

      • Buyers’ Agent Real Estate Broker Services to ensure our customers get homes that meet their needs within their budgets.

       • Credit and Financial Fitness Counseling to address credit issues and prepare for home ownership.

Homebuyer Education (8 Hour Class)

Need a first time homebuyer training certificate for mortgage approval?

 

This 8-hour class provides you with information on budgeting, credit, mortgage applications, house shopping, and building your team.

Intro to Homebuying (FREE)

Learn the basics of the home buying process. 

 

Our free, monthly Intro to Homebuying Webinars are offered online and in-person.

585.325.4170
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Buffalo/Black Rock-Riverside
1896 Niagara St.
Buffalo, NY 14207
(716) 877-3910

NMLS #1166231
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OUR OFFICES

OUR CALL CENTER IS OPEN 24/7

(585) 325-4170

Office Hours:   Monday-Friday: 8:30am-5:00pm,  Saturday/Sunday: Closed

Buffalo/West Side
359 Connecticut St.
Buffalo, NY 14213
(716) 885-2344

NMLS #1166231

Rochester
130 East Ave, Suite 200
Rochester, NY 14604
(585) 325-4170

Niagara Falls
479 16th St.
Niagara Falls, NY 14303
(716) 299-7729

NMLS #873355

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