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BUYING A HOME
BUYING A HOME IS CONSIDERED ONE OF THE LARGEST AND MOST IMPORTANT PURCHASES OF A PERSON'S LIFE.
Our Comprehensive Homeownership Program was designed to help you
become a successful homeowner.
• Start with one of our free workshops
• Work with one of homeownership counselors
• Get pre-approved for an affordable fixed rate mortgage,
• Go home-shopping with one of our Real Estate Brokers, 
Depending on where you live and your household income you, maybe eligible for  down payment and closing cost assistance
in the form of a deferred, no interest, no payment loan.

Down Payment & Closing Cost Loans

Down Payment and Closing Cost Assistance Loans help cover required down payments and closing costs.

If you are buying your first home, we can help. 

First-Time Homebuyer Assistance

Grant funds may be available to you. Depending on your city and your household income, low or no interest, no payment, conditional loans maybe available to you.

THE COMPREHENSIVE HOMEOWNERSHIP PROGRAM

First-Time Homebuyer Loans & Grants

The Comprehensive Homeownership Program (CHP) provides 

0% interest first-time homebuyer loans and grants.

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This first-time homebuyer program includes:

      • Credit and Financial Fitness Counseling to address credit issues and prepare for home ownership.

      • Buyers’ Agent Real Estate Broker Services to ensure our customers get homes that meet their needs within their budgets.

      • Closing Guarantee to help our customers compete with all cash and cash-guaranteed offers in a competitive, multi-bidder market.

      • One-stop Financing Package complete, fixed rate, to 105% CLTV with deferred down payment assistance and no mortgage insurance that maximizes affordability.​

Homebuyer Education (8 Hour Class)

Need a first time homebuyer training certificate for mortgage approval?

 

This 8-hour class provides you with information on budgeting, credit, mortgage applications, house shopping, and building your team.

Intro to Homebuying (FREE)

Learn the basics of the home buying process. 

 

Our free, monthly Intro to Homebuying Webinars are offered online and in-person.

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Buffalo/Black Rock-Riverside
1896 Niagara St.
Buffalo, NY 14207

(716) 877-3910

NMLS #1166231
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OUR OFFICES

OUR CALL CENTER IS OPEN 24/7

Office Hours:   Monday-Friday: 8:30am-5:00pm,  Saturday/Sunday: Closed

Buffalo/West Side
359 Connecticut St.
Buffalo, NY 14213

(716) 885-2344

NMLS #1166231

Rochester
570 South Ave.
Rochester, NY 14620

(585) 325-4170

Niagara Falls
479 16th St.
Niagara Falls, NY 14303

(716) 299-7729

NMLS #873355

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