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OUR SERVICES

NEIGHBORWORKS® COMMUNITY PARTNERS ARE HERE TO HELP.
We are currently offering in-person and virtual appointments.  
Contact us today to get started.

LOOKING TO BUY A HOME?

We offer a number of services to help you figure out how to buy a home.

  • Sign up for a FREE Intro to Home-buying Webinar.

  • The lender says you’re ready to go? Attend an 8-hour Homebuyer Education Course online or in person.

  • Does your credit score need help? Receive One-on-One Financial Coaching.

  • Assistance with down payment and closing costs.

HOMEBUYER EDUCATION & COUNSELING

NCP has provided homebuyer education and counseling for 30 years. Our HUD-certified counselors are trained to deliver financial empowerment education and provide one-on-one counseling.

  • Credit Repair

  • Online Homebuyer Education

  • One-on-one personalized counseling

  • Post-Purchase Counseling

  • Foreclosure Prevention Counseling

ALREADY OWN YOUR HOME?

Home Rehabilitation & Green Lending

We provide financing and construction management services for homeowners at low-to-moderate income levels seeking traditional and net-zero energy efficiency home improvements. Along with financing and construction management, NCP provides initial and progress inspections, contractor procurement and escrow/payment management.

WORRIED ABOUT FORECLOSURE?
Foreclosure Prevention
NCP offers FREE Prevention Guidance. If you need assistance, reach out to us:

1. Send and email to info@ncpny.org
or call (585) 325-4170
2. A counselor will assess your situation and work with you on a plan of action.
ARE YOU WORRIED ABOUT ENERGY COSTS OR EFFICIENCY?

Energy Services

NCP offers NYSERDA’s Empower+ and Comfort Homes programs to homeowners, landlords and tenants. We work with utility companies to provide funding that covers out-of-pocket costs for very low income homeowners. These programs allow NCP to provide free Energy Audits to determine the best energy upgrades for individual and multifamily homes.

                  • Free Energy Audits

                  • Insulation Installation

                  • Air Sealing

                  • Mechanical Upgrades

BUILDING COMMUNITY PARTNERSHIPS

To fulfill NCP’s mission, it is imperative that we connect with community members and stakeholders. NCP works to develop partnerships with locally focused

non-profits.

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THE COMPREHENSIVE
HOMEOWNERSHIP PROGRAM

CHP makes homeownership accessible, and affordable for low-to-moderate income individuals by providing loans with the lowest downpayment requirements and affordable mortgage payments that do not raise borrowers’ debt-to-income ratios (DTI) above 45%.

 

The CHP Program includes:

• Credit and Financial Fitness Counseling to help individuals navigate the complexities of becoming “buyer-ready”.

• Buyers’ Agent Real Estate Broker Services to ensure our customers get homes that meet their needs within their budgets.

• Closing Guarantee to help our customers compete with all-cash and cash-guaranteed offers in a competitive, multi-bidder market.

• One-stop Financing Package complete, fixed-rate, to 105% CLTV with deferred down payment assistance and no mortgage insurance that maximizes affordability.

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